An employee’s ability to earn an income is his or her largest asset. However, in most cases, that asset is not properly protected. For example, core benefits may not provide adequate coverage because they are capped, taxable or exclude bonuses or commissions.

Supplemental Disability Income Protection Programs provide employees with the opportunity to protect more of their most valuable asset. We administer programs under Guarantee Issue and discounted scenarios and we have a long track record of negotiating what core brokers have not.

Supplemental Disability Income Protection Programs include:

  • Voluntary and Corporate Funded Programs
  • High Indemnity Programs
  • Key Person Disability Insurance
  • Buy/Sell Disability Insurance
  • Specialized Professions, such as Hedge Funds, Private Equity, Dentist or Physicians